What Credit Score Do I Need to Get a Mortgage?
Generally, a credit score of 620 or higher will get the best terms for a mortgage. A higher credit score can make the underwriting and…
What Credit Score Do I Need to Buy a Home?
There are rarely hard and fast requirements for a credit score when it comes to getting approved for a loan. A higher credit score will…
What to Expect at a Real Estate Closing
After weeks (or even months) of house hunting, negotiations, and paperwork, the real estate closing is the final step in becoming a homeowner. Here is…
Are There Any Extras Included when I Buy Real Estate?
You’ve hashed out the details of buying a home. From price per square foot to insurance premiums, you know exactly what you’re getting and what…
How Does Escrow Work?
When you set up your mortgage payment, you will likely see different items included. Typically, a monthly mortgage payment is made up of principal, interest,…
Finding Your Home Sweet Spot: How to Determine What You Can Afford
Before you embark on your journey to homeownership, it’s crucial to determine how much home you can afford comfortably without straining your finances. Here are…
5 Crucial Questions to Ask a Mortgage Professional Before Buying a Home
When it comes to purchasing a home, securing the right mortgage is a pivotal step in the process. To ensure you make informed decisions and…
Prepare Financially for Homeownership In 5 Steps
Embarking on the journey to homeownership is an exciting milestone, yet it requires meticulous financial preparation. Understanding the pathway to financial readiness can transform the…
Home Buying in 2024: 4 Items to Be Aware of
As we step into 2024, the real estate market continues to evolve, bringing new trends and challenges for homebuyers. Whether you’re a first-time buyer or…
How Rising Home Prices Impact Your Buying Power
One way to manage this is by exploring different financing options. Adjustable-rate mortgages (ARMs) might offer lower initial rates, which can be helpful if you…
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